90 days of money habits
A money habit a week for thirteen weeks, a spending log, no-spend days ticked, things wanted and not bought, free things to do and the week reviewed; your rules and subscriptions at the front.
People who want a quarter to spend less and save more.
Order as is goes straight to the order form, where you choose the days, binding and address and see the price before you pay. Change it first opens the whole book in the editor. No account needed for either.
Front pages
Thirteen weeks to tick off, why, where you start and finish, days done, subscriptions and your rules.
- The Plan (tracker)The Plan: Week 1. Write your spending rules, Week 2. Check your subscriptions, Week 3. Wait 48 hours to buy, Week 4. Look at your grocery spend, Week 5. Plan a no-spend weekend, Week 6. Check your debts, Week 7. Call about one bill, Week 8. Set up sinking funds, Week 9. Automate your saving, Week 10. Sell three things, Week 11. Review your budget, Week 12. Plan the next quarter and Week 13. Add up what you saved, a row each, marked across the days.
- Why I'm Doing This (note box)A box headed Why I'm Doing This, ruled with lines, to write in.
- At the Start (questions)At the Start: what I spend on without thinking and what I'm saving for, with lines to answer.
- At the End (questions)At the End: what I didn't spend and what I'll keep doing, with lines to answer.
- Days Done (90-Day Sprint)Ninety days marked in tens, for a goal that needs a quarter of a year.
- Subscriptions (table)A table headed Subscriptions, with columns for what, cost and keep.
- My Rules (note box)A box headed My Rules, ruled with lines, to write in.
Every week
The week's habit, things wanted and not bought, free things to do, a spending log, no-spend days ticked and the week reviewed.
- Week 1 of 13 (challenge-step)
- Wanted, Not Bought (note box)A box headed Wanted, Not Bought, ruled with lines, to write in.
- Free Things to Do (note box)A box headed Free Things to Do, ruled with lines, to write in.
- Spending LogEvery purchase with its date, category and cost, totaled at the bottom.
- No-Spend Days (tracker)No-Spend Days: spent nothing, cooked at home and waited to buy, a row each, marked across the days.
- The Week Reviewed (questions)The Week Reviewed: what I spent, what I didn't and what I'll change, with lines to answer.
The whole book, laid out.
Every page dated and ready to print at home or as a bound book. Move, resize or take out anything, and Memari lays out every page after.