Financial independence
Your number and how you worked it out, a bar toward it, accounts, net worth and savings rate by month; a month's budget, account balances, renewals due and wins.
Savers working toward the day work becomes optional.
Order as is goes straight to the order form, where you choose the days, binding and address and see the price before you pay. Change it first opens the whole book in the editor. No account needed for either.
Front pages
Your number and how you worked it out, a bar toward it, accounts, net worth by month and savings rate.
- My Number (questions)My Number: what a year of my life costs, my number, and how I worked it out and why I want it, with lines to answer.
- Toward My Number (Savings Goal)A bar from nothing to your goal, marked in tenths, to fill in as the savings grow.
- Accounts (table)A table headed Accounts, with columns for account, kind, balance and in each month.
- Net Worth by Month (table)A table headed Net Worth by Month, with columns for month, assets, debts and net worth.
- Savings Rate (table)A table headed Savings Rate, with columns for month, income, saved and rate.
- Rules I Keep (note box)A box headed Rules I Keep, ruled with lines, to write in.
Every month
Big expenses ahead, wins, ideas to save or earn, a budget, account balances, renewals due and a review.
- Big Expenses Ahead (note box)A box headed Big Expenses Ahead, ruled with lines, to write in.
- Wins (note box)A box headed Wins, ruled with lines, to write in.
- Ideas to Save or Earn (note box)A box headed Ideas to Save or Earn, ruled with lines, to write in.
- BudgetPlanned against actual for each category, with the difference and a total.
- Balances (table)A table headed Balances, with columns for account, last month, this month and change.
- Renewing This Month (Subscription Audit)Every subscription with its cost and renewal date, and whether it is worth keeping.
- Monthly ReviewA few questions at the end of each month, with lines to answer them. It starts with what worked, what did not and what changes next month, and the questions can be your own.
The whole book, laid out.
Every page dated and ready to print at home or as a bound book. Move, resize or take out anything, and Memari lays out every page after.